A Tradition of Excellence in Benefit Solutions

Kelly Benefits was founded in the home of Janet and Frank Kelly in 1976.

As small businesses were having difficulties securing affordable health care benefits, there was a growing need for alternative sources of quality benefit solutions.

The Kellys’ vision was to form a company that would bring together small businesses through common industry, trade or professional associations, and form larger groups that could provide access to better rates and benefits.

Janet and Frank Kelly’s four sons, (l. to r.) Frank III, John, David and Bryan, now oversee the company and its subsidiaries and divisions.

A tradition of growth

A tradition of growth

Kelly Benefits, still family-owned, now delivers so much more

Over the years, Janet and Frank’s four sons, Frank III (1986), John (1987), David (1989) and Bryan (1991), joined the business. Today, Kelly Benefits is one of the nation’s largest and fastest-growing providers of benefits administration and technology, broker and consulting services and comprehensive tools and strategies to serve businesses of all sizes.

Trusted by corporate clients and brokers — large and small

It is through an unwavering commitment to excellence that Kelly Benefits has earned the trust of top employers and elite brokers across the nation. The Kellys attribute their phenomenal growth as a benefit and payroll services leader to:

  • Hard work
  • Integrity
  • Focus on the customer
  • Honesty
  • Professionalism
  • Treating employees with dignity and respect

These elements have been the core foundation of Kelly Benefits for more than 45 years. Each is achieved through the Kellys’ desire to bring honor and glory to God, as demonstrated by our Mission Statement that serves as a standard of measure for all business practices.

1976 — 1978

1st House/Home Office

124 Tregarone Rd
Lutherville-Timonium, MD

<p>1976 &mdash; 1978</p>

1979 — 1981

2nd Office — The Attic

10635 York Road
Cockeysville, MD

<p>1979 &mdash; 1981</p>

1981 — 1985

3rd Office

1 Shawan Road
Hunt Valley, MD

<p>1981 &mdash; 1985</p>

1985 — 1989

4th Office

5 Shawan Road
Hunt Valley, MD

<p>1985 &mdash; 1989</p>

1989 — 1997

5th Office — Headquarters

11426 York Road
Hunt Valley, MD

<p>1989 &mdash; 1997</p>

1998 — 2015

6th Office — Headquarters

301 International Circle
Hunt Valley, MD

<p>1998 &mdash; 2015</p>


7th Office — Headquarters

1 Kelly Way
Sparks, MD


Janet and Frank Kelly, the Founders of Kelly & Associates Insurance Group, Inc., began the business in the basement of their home in order to provide benefits to small businesses through an innovative association relationship model.

Kelly & Associates Insurance Group (Kelly Benefits), has grown from a small family business, to an enterprise focused on an integrated Total Benefits Solution® for employers of all sizes. The organization traditionally focused on group insurance and employee benefits, providing employers with consulting, administration, billing and customer service. Today, Kelly Benefits’ offerings have grown to include a wide array of products and services that support an employer’s need to obtain and retain quality employees.  

The Kelly Family Crest

With its Latin inscription, “Turris Fortis Mihi Deus,” meaning “God is our Tower of Strength,” the Kelly family crest summarizes the original and ongoing inspiration of the company.

Kelly Family Crest

The Kelly Way

The set of values that inspires our dedicated, experienced team to serve our clients with excellence. 

About Kelly


How can Kelly Benefits help you? Contact us today to learn more about comprehensive benefits and payroll solutions customized and integrated to meet your needs.

Contact Us



1 Kelly Way
Sparks, MD 21152

P410 527 3400
TF800 972 7227