Take the Guesswork Out of Choosing a Benefit Plan
Decision Support is a convenient and easy-to-use online tool that provides employees the power to make smart and informed choices about health benefits as well as the means to better understand and appreciate the value of their employer’s benefit options.
Decision Support works by taking an employee’s responses to a handful of demographic and personal health questions and combining them with federally provided databases to provide unbiased, personalized benefit plan recommendations. With customized results delivered within minutes and the ability to run multiple scenarios, Decision Support helps employees balance premium with out-of-pocket costs, resulting in the selection of optimal benefit coverage for themselves and their families.
Decision Support can be added onto the KTBSonline enrollment experience and pricing varies by employer size. Contact us today for a demo and more information.
Reliable and Personalized Plan Recommendations in Minutes
Health care is more than just doctor and hospital visits. Decision Support also accounts for often unanticipated or unexpected medical expenses, such as prescriptions, medical supplies, imaging and therapy costs to identify the total cost of episodic care. Combining this information with a database of more than 165 million employees and normative data from the publicly available federal Actuarial Value (AV) Calculator tables—the same data used to assign tiers and metal levels to medical plans under the Affordable Care Act—the program automatically adjusts for geographic location costs provided by the Centers for Medicare & Medicaid Services to customize benefit plan recommendations based on an employee’s area of residence.
Complicated behind the scenes, but simple results for employees.
Decision Support Benefits Employees…and Their Employers
Informed Employee Decision Making
Selection of the Right Coverage at the Right Cost
Positive Employee Benefit Enrollment Experience
Increased Understanding of Employer Benefit Options and Their Value
Improved Employee Engagement
Strengthened Benefit Offering Communications Efforts
Decreased Demand on HR’s Time and Resources
Invaluable Support for an Often Complicated and Confusing Decision
Disclaimer: Decision Support technology provides benefit plan recommendations based on an individual’s answers to posed health care-related questions. Individuals are not required to select a recommended plan. It is ultimately the individual’s decision to determine and select the plan that is best for them. The projected costs associated with the plans are examples of how each plan might cover an individual’s medical care. Actual costs may be different depending on the actual care received, the price a provider charges and many other factors.