98point6 is a health care technology company and virtual primary care provider. It offers on-demand access to board-certified physicians anytime, day or night, through a mobile app. Patients can start a visit instantly. Simple, equitable access to high quality primary care is central to 98point6’s mission.

Aetna, a CVS Health business, offers traditional, voluntary and consumer-directed health insurance products, including medical, pharmacy, dental, vision and behavioral health plans.

Innovation Health is a unique payer-provider relationship between Aetna and Inova Health System formed to deliver quality health care to employers in the Washington, D.C. metro area.

Aflac’s supplemental benefits help employers protect their employees –and their bottom line –from the rising costs of health care, providing benefits for expenses health care doesn’t cover. Our value-added services* provide day-one value with support for employees’ health, wealth and well-being.

*CAIC’s affiliation with the Value-Added Service providers is limited only to a marketing alliance, and CAIC and the Value-Added Service providers are not under any sort of mutual ownership, joint venture, or are otherwise related. CAIC makes no representations or warranties regarding the Value-Added Service providers, and does not own or administer any of the products or services provided by the Value-Added Service providers. Each Value-Added Service provider offers its products and services subject to its own terms, limitations and exclusions. Value-Added Services are not available in Idaho or Minnesota. State availability may vary. Continental American Insurance Company, a proud member of the Aflac family of insurers, is a wholly owned subsidiary of Aflac Incorporated. AGC2002665 EXP 11/21

With data breaches at an all-time high, Allstate is proud to offer a variety of new tools to help protect businesses from emerging cyber threats. This commitment to innovation is how Allstate services millions of employees at over 3,000 companies in the United States.

ARAG, the world’s leading legal insurer, gives people and their families the confidence to handle life’s legal issues by providing affordable access to justice. Members are empowered to select from a local network attorney whose fees are 100% paid in full for a wide range of covered, and not excluded, legal matters.

ArmadaCare offers fully insured supplemental reimbursement plans that can be carved out by employee class. With an extensive offering of plan designs, ArmadaCare’s services range from key leadership lifestyle plans that cover 213(d)-eligible expenses to a mental health and wellness plan aimed at encouraging employees to proactively manage their physical and mental health.

In partnership with Kelly Benefits, Asset Health delivers results-focused, fully integrated, end-to-end wellness services that power the health of the whole person and a culture of wellbeing. The Know Your Numbers program is highly personalized and combines a communications plan with a proven wellness engagement platform (available on Asset Health’s dynamic web portal and on iOS or Android devices) to encourage elevated levels of employee participation.

Avēsis, a Guardian company since 2016, has been providing vision, dental and hearing benefits since 1978. With decades of experience as a national administrator, Avēsis has the experience and expertise to match exceptional products and providers with the people who need them.

Beam is setting a new standard for the industry with revolutionary self-service tools, digital quoting and seamless processes. These offerings are all available in a full portfolio of ancillary benefits, including dental, vision, life, disability and supplemental health.

Benefit Resource (BRI) administers pre-tax and post-tax health and commuter benefits for companies of all sizes using a customer-first approach. BRI’s clients and partners rely on its commitment to innovative solutions, high-touch service and expertise to guide them through their benefits decisions.

Benefit Strategies differs from other benefit administration firms in several important areas: The quality of its people, broad range of benefit products, and its overall commitment to innovation, responsiveness, data protection, compliance and customer satisfaction. Benefit Strategies understands the complexities of payroll and the HRIS interface to work as an extension of your finance and benefit teams to deliver comprehensive reporting and optimal process.

BurnAlong is an online health, wellness, fitness and social motivation video platform that brings the power of choice and diversity to employee wellness. Through the BurnAlong app, employees have unlimited access to over 5,000 on-demand and live streaming classes. BurnAlong also offers employees social motivation through optional live group classes (see and hear others) and communities to share ideas.

CareFirst BlueCross BlueShield is a not-for-profit health insurer and independent licensee of the Blue Cross and Blue Shield Association. CareFirst is committed to quality health care for everyone in its community. CareFirst’s not-for-profit status allows it to focus on its mission–caring more for its members rather than its bottom line. In every community, CareFirst works closely with local hospitals and doctors to provide a personalized approach to affordable, quality health care.

Circles’ Digital Concierge blends cutting-edge technology and personalized support to cater to every need. Circles offers travel planning, event coordination, restaurant reservations and entertainment recommendations tailored to employee interests. By incorporating Circle’s Digital Concierge, you can provide a tailored experience for your employees that can help streamline their personal and professional life, reducing stress and boosting productivity.

For more than 50 years, Companion Life Insurance Company has struck the perfect balance; small enough to provide responsive, personalized service while also having the size, reputation and network to provide the resources you may need. Companion Life sells group and voluntary insurance products that serve as “companions” to medical coverage, such as life, dental, vision and more.

Countrywide Pre-Paid Legal Services, an administrator of voluntary employee benefits since 1987, designs legal service plans, identity theft plans and financial wellness plans that allow employers to provide a meaningful benefit for all of their employees. Countrywide strives to give the very best to organizations of all types and sizes.

CuraLinc Healthcare provides clients with an outcomes-driven suite of employee assistance (EAP), member assistance (MAP), student assistance, behavioral health and wellness programs that have a measurable impact on well-being, engagement, productivity and emotional fitness.

Delta Dental is one of the largest dental benefits delivery systems in the country, providing dental benefits plans in Alabama, California, Delaware, Florida, Georgia, Louisiana, Maryland, Mississippi, Montana, Nevada, New York, Pennsylvania, Texas, Utah, West Virginia and the District of Columbia, as well as Puerto Rico and the Virgin Islands. Its group of companies and affiliates are members of the Delta Dental Plans Association, a network of 39 independent Delta Dental member companies. Enrollees have access to some of the largest dentist networks nationwide, with eight out of 10 dentists in the U.S. being Delta Dental PPO™ or Delta Dental Premier® dentists.

Delta Dental of Virginia offers access to the nation’s largest network of dentists with several flexible plans to meet the needs of any-size group—down to two lives! With 100% coverage for preventive visits, your employees can visit a network dentist with confidence knowing that they won’t be balance-billed. With more than 50 years of experience, you can count on Delta Dental of Virginia to process claims quickly and accurately, so you don’t have to deal with the hassle. That’s part of the reason why Delta Dental of Virginia clients remain with them for an average of 10 years or more!

Founded in 1996, Dominion National provides and administers dental and vision benefits to over 900,000 members, including leading employer groups, municipalities, associations and individuals.

Envolve Pharmacy Solutions manages pharmacy benefits, cost, and drug trend all under flexible, customizable programs designed for plan sponsors and their members. Envolve offers total drug management, including integrated pharmacy benefit management and specialty pharmacy.

As America’s fastest-growing vision benefits company with more than 60 million members, EyeMed has more than doubled its membership over the past 10 years while maintaining a 98% persistency rate with its current clients. With America’s largest vision network, EyeMed’s independent, national and regional retail providers offer choice and convenience.

Founded in 2008, FIT2order, LLC is a women-owned corporate wellness company based in Towson, Maryland. FIT2order specializes in at-work wellness solutions for sedentary workforces and serves local, regional and national clients. Its sedentary solutions reduce the health hazards of occupational sitting.

Group Vision Services (GVS) offers one of the most comprehensive vision plans in the marketplace today. Its unique network is powered by EyeMed Vision Care, which has access to over 100,000 providers in both private practice and premier retailers, like LensCrafters, Target Optical and most Pearle Vision centers. Benefits are administered the same regardless of type of provider selected.        

Guardian has been helping people protect their future and secure their lives for more than 160 years. Every day, Guardian serves 29 million people by helping them pursue financial confidence and well-being.

The Hartford has been known for helping people prevail through challenges for more than 200 years. Through strategic investments in its people, processes, products and platforms, The Hartford delivers on that promise every day. In addition to its portfolio of core life and disability products, The Hartford also offers a robust suite of supplemental health insurance.

HealthJoy creates an intuitive, connected health care experience by steering members to high-value care. Through its mobile navigation platform and human concierge team, HealthJoy brings benefits together to help employees find the best providers, virtual care and savings.

One of America’s leading health insurance organizations and an independent licensee of the Blue Cross Blue Shield Association, Highmark and its affiliated health plans work passionately to deliver high-quality, accessible, understandable, and affordable experiences, outcomes, and solutions to customers. As the fourth-largest overall Blue Cross Blue Shield-affiliated organization in the country, Highmark’s health plans proudly cover the insurance needs of more than 6 million members in Pennsylvania, Delaware, and West Virginia, along with western and northeastern New York.

With over 20 years of experience, HSA Bank is a trusted leader in the consumer-directed health care industry. HSA Bank services an array of tax-advantaged accounts and administrative solutions designed to help employers better manage health insurance costs, offer greater depth and flexibility in benefit packages, and promote healthy lifestyles. These accounts include HSA, Health Care and Limited Purpose FSA, Dependent Care FSA, HRA and Parking and Transit.

As identify theft continues to run rampant, ID Resolution has you covered with affordable, group-based solutions. ID Resolution clients come from all industry groups, including health care, insurance, organized labor, automotive and many more.

IdentityForce provides world-class, first-rated identity theft protection plans built to proactively monitor, alert and fix identity compromises. IdentityForce monitors the dark web, credit reports and real-time fraud issues, with certified protection experts to restore identities 100% after an incident.

Innovative Health Services works with employers of all sizes and specializes in the administration of health reimbursement arrangements, flexible spending plans, health savings accounts and section 125 plans. Providing highly personal customer service, Innovative Health Services works to ensure that all plans are compliant with IRS regulations.

isolved Benefit Services aligns with the entire HR and employee journey, making the complex task of managing your workforce benefits easy while giving employees the benefits they want and need. Access to COBRA management, flexible spending accounts, health savings accounts, health reimbursement arrangements and transportation/parking plans, are all delivered by an employee experience leader with over 30 years of experience in the benefits industry.

Kaiser Permanente combines care and coverage – setting it apart from other health care options. Its health plan, doctors, pharmacy, specialists and medical facilities are all connected to each other, and to you. Kaiser Permanente can help you build a healthier future for your employees and your business.

Kashable is a financial wellness benefit that provides employees a better way to tackle costly debt and unexpected expenses. By working with employers, Kashable offers employees across the credit and wage spectrum low–cost, socially responsible credit that is automatically repaid through payroll.

Legal Club provides meaningful benefits for everyday life to 2,000,000 working Americans and their families. Legal Club’s products include Group Legal, ID Theft and other benefits and are distributed via agents and brokers in all 50 states. Legal Club offers benefits that are easy to sell, easy to enroll and easy to administer.

Marquee Health provides clients with an outcomes-driven suite of health and wellness services that support the improvement and maintenance of a healthy lifestyle. Program participants are provided with the tools, resources, motivation and one-on-one instruction necessary to achieve the perfect balance of physical, financial and emotional well-being. With three program tiers and additional add-on components, Marquee Health is sure to have a plan that meets a client’s unique needs now and in the future.

MedPut is an employee benefit that negotiates and pays providers directly for employees’ out-of-pocket health expenses, such as medical, dental, vision, even elective procedures. Once bills are paid, employees repay MedPut through small payroll deductions, always interest-free and with no credit check required!

MetLife provides a wide range of benefits and solutions that boost business growth — and build cultures that keep the multigenerational workforce happy and engaged. MetLife’s experience, insights and expertise help deliver the benefits employees need to feel more prepared and confident about the future.

People have counted on Mutual of Omaha Insurance Company and its affiliates to help protect their families and build their dreams since 1909. That legacy includes more than 70 years of employee benefit experience. The right mix of employee benefits can provide an employer with a competitive advantage in the marketplace. That’s why Mutual of Omaha offers a complete package of today’s most in-demand benefit options, including Accident, AD&D, Critical Illness, Dental, Disability, Life and Vision coverage.

MZQ is a premier ACA Reporting and Benefits compliance firm with a mission to provide best-in-class customer service and benefits compliance expertise. MZQ provides a dedicated specialist to every customer for all lines of service, including Broker Compliance Consulting, Form 5500 Prep, Non-Discrimination Testing, ACA Reporting and more. MZQ doesn’t have toll-free numbers or complex automated menus that answer your calls — its dedicated compliance specialists will guide you through every step of the process.

National Vision Administrators (NVA) is an independent managed care organization that helps people make smarter eye care and eyewear purchasing decisions. Since 1979, NVA has been administering innovative and cost-effective vision benefit programs for millions of people throughout the United States. Through its national, diverse provider network of eye care experts, NVA serves labor health and welfare funds as well as organizations in both the private and public sectors, including MCOs, third-party administrators and health care purchasing coalitions.

Norton LifeLock Benefit Solutions, now a part of Gen, believes everyone around the world deserves a clear and easy way to live their digital lives safely, privately and confidently. More than 500 million users globally trust Norton, LifeLock, and the rest of its family of consumer brands. Through its innovative and comprehensive benefit plans, Norton brings leading technology solutions in cybersecurity, privacy and identity protection.

The OneAmerica® Employee Benefits division is committed to promoting financial wellness by providing core Life and Disability insurance products, either voluntary or employer-paid, that protect the income and financial security of its customers. Its streamlined, speed-to-market small business solutions can deliver certificates and bills within five business days of receiving completed new business materials.

OptiMed Health is a full-service employee benefits organization, providing health benefit solutions to brokers and groups. OptiMed’s portfolio of health insurance products offer cost-effective health plan solutions that help brokers and employers address the challenging and ever-changing health care market. OptiMed also provides value-added services that include telemedicine for remote doctor office visits, workplace wellness to improve nutrition and health, and employee assistance programs.

Optum Financial is uniquely positioned at the intersection of health care and finance, helping to transform how employees save, spend, invest and pay for health care. Its wide range of solutions include health accounts (HSA, HRA, FSA), and commuter benefits, which integrate with a variety of health care, wellness and retirement providers.

PinnacleCare is a health advisory organization that helps employers manage high-cost claims through the use of expert medical opinions (second opinions), treatment decision support, and facilitating access to top physicians or over 130 Centers of Excellence (in-person or virtually).

Renaissance offers customizable solutions for dental, vision, life and disability insurance designed to give you ancillary benefit solutions that stand out from the competition. Plus, Renaissance features a dedicated sales support team to help you confidently promote those products to your clients and their employees, regardless of group size. Simply put, Renaissance is here to help you retain current clients and energize your business.

Sun Life is one of the largest group benefits providers in the U.S., serving more than 60,000 employers in small, medium and large workplaces across the country. Sun Life’s broad portfolio of insurance products and services in the U.S. includes disability, absence management, life, dental, vision, voluntary and medical stop-loss.

Superior Vision, a fully owned subsidiary of MetLife, provides a best-in-class wide range of vision benefits and solutions that boost business growth and build cultures that keep the multigenerational workforce happy and engaged. Access to better vision begins with having qualified eye care professionals. Superior Vision’s network includes over 113,000 points of access, comprised of independent and retail providers. Experience, insights and expertise help Superior Vision deliver the routine vision benefits employees need to feel more prepared and confident about the future.

TASC offers more than 50 different benefits with one user experience, one card and one app — all from one vendor. TASC is committed to understanding customer needs and configuring a universal benefit account to meet them, whether your staff features one employee or one million. From health care, fringe, education, wellness, giving accounts and more … your options are virtually unlimited.

Teladoc Health is recognized as the world leader in whole-person virtual care, addressing the full spectrum of health and well-being — acute care, mental health, chronic care. Powered by human expertise, advanced technology and insights, Teladoc delivers improved clinical outcomes. 

The Standard’s deep expertise in life, disability, dental, vision, supplemental and individual disability insurance enables it to solve complex challenges and deliver solutions and services that create the strongest benefits package possible. Through an unmatched service model, The Standard combines a single point of contact with a team of experts to reduce the administrative burden for clients, while supporting employees on what matters most — processing their claims.

Transamerica makes it easy and cost-effective to deliver the robust benefits employees expect. From its wide variety of supplemental health and disability income insurance to its life insurance with available living benefits, Transamerica’s comprehensive suite of products provides employees with protection when they need it most.

TrueConnect is an employee loan program with the best rates designed for all employees regardless of their financial status — no credit, poor credit or great credit. TrueConnect is designed to make a difference, at no cost to the employer, by providing the financial support employees need for any of life’s events.

For over 45 years, United Concordia Dental has been crafting dental insurance plans that help members live healthier lives. United Concordia Dental offers customizable, affordable plans designed to fit your needs, whether you have two or 200,000 employees. With one of the largest nationwide networks, it’s easy for employees to access quality dental care, no matter where they are.

United Legal Benefits protects you and your family. For a low monthly fee, United Legal Benefits offers legal counsel and representation to you, your spouse and your legal dependents.

Vision Benefits of America (VBA) offers members access to fundamental vision care through routine eye exams. VBA works closely with Kelly Benefits to help you select the best coverage to meet your employees’ needs. VBA places a direct focus on keeping your employees’ eyes healthy so that they can live better and see clearly.

Vision Service Plan’s (VSP) members are at the heart of its mission. While vision care is a good preventive health benefit in its own right, it’s also good for your clients’ bottom line — regular vision checks can point out signs of chronic conditions before they become big problems. VSP offers high quality care, with low out-of-pocket costs and a huge network that includes private practice, retail chains and an online option.

WEX simplifies benefits so that its clients can focus on growing their business. By offering modern technology powered by responsive experts, WEX offers a truly superior user experience.